Document your home's wind-resistant features on the state form — and help qualify for Florida insurance discounts.
A wind mitigation inspection documents the features of your home that help it resist wind damage. Findings are recorded on Florida's Uniform Mitigation Verification Inspection Form (OIR-B1-1802), the form insurance companies use to apply wind mitigation credits.
Florida law requires insurers to offer discounts for qualifying wind-resistant features, so a wind mitigation report can lower your homeowners insurance premium. Many homeowners are surprised by how much they qualify for.
The inspection documents the construction features insurers credit.
Roof covering compliance and how the roof deck is attached.
Clips, straps, or wraps that tie the roof to the walls.
Hip roofs often qualify for better credits.
Impact windows, doors, and shutters.
Wind mitigation credits can make a real difference in what you pay for windstorm coverage. The inspection is quick, non-invasive, and documented with photos for each feature, so your insurer has what it needs to apply credits.
A completed form is generally valid for up to five years as long as nothing about the home changes, and new roofs, impact windows, or shutters may qualify for additional credits. Buyers often order one during the inspection period to estimate insurance costs.
Every wind mitigation inspection covers the items on the state form.
Many homeowners see savings. Florida insurers are required to offer discounts for qualifying features; the amount depends on your home and policy.
Generally up to five years, as long as the home's features don't change.
The inspection is quick and focused on the features listed on the form.
Yes. Buyers often schedule it alongside a pre-purchase and four-point inspection.
From your first call to your report, here's what to expect.
Call 813-476-1561 or schedule online. Clay will answer your questions up front.
Your inspector evaluates the property. You're welcome to walk along.
You receive a detailed report with photos, typically the same day.
Questions after the report? Call anytime and the team will walk you through it.
“I just went over the inspection report and wanted to take a moment and say thank you! They are thorough, meticulous, professional, polite and knowledgeable… what more can I say. I will only use them in the future!”
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